While remote work may change the way your business operates, it doesn’t necessarily exempt you from needing workers’ compensation insurance. Even when employees work from home, they can still be injured during work hours, and workers’ comp can provide coverage for medical costs and partial wage replacement.

Typically, workers’ compensation insurance covers full-time employees. To make sure you have the right coverage tailored to your business, chat with an expert who can help. 

If you don’t have workers’ compensation insurance, you could face fines, penalties, and even lawsuits. Without coverage, you’re also responsible for covering medical bills and partial wage replacement for injured employees, which can be costly and damaging to your business.

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This will depend on what workers’ comp insurance you have currently and what you need.  there is flexibility so that you only pay for the employees you have on your most recent payroll cycle. 

Workers’ comp protects your employees and your business. If the unthinkable happens, this insurance can help avoid financial ruin.